What should you do if your credit card is lost or stolen? We find out that people get frustrated when they lost their credit cards. Because they don’t know what next to do. However, in the article below we will guide you on the steps you needed. To take on getting your credit card back or blocking it if not found.

Meanwhile, you should also know that instant steps in need when you misplaced or lost your credit card. This could cause your available credit score to disappear by fraudsters. So, therefore, you need to act fast by recovering your stolen or misplaced credit card back by taking the necessary steps.
How To Report a Lost Debit Card or Credit Card
If your credit card is missing or stolen, you should take the following steps as soon as possible:
- Call the issuing bank:Contact the customer service number on the back of your card and report the loss or theft. They will cancel your old card and issue a new one.
- Report the loss to the police:If you believe your credit card has been stolen, you should report the theft to the police. They may ask you for the card number, the date it was stolen, and a description of the circumstances.
- Check your account for unauthorized charges: Monitor your account for any unauthorized transactions. If you find any, immediately report them to the bank.
- Consider placing a fraud alert: Placing a fraud alert with the major credit reporting bureaus. Will let creditors know to take extra steps to verify your identity before issuing new credit.
- Keep a record of your calls and actions: Make a record of the date, time, and outcome of each call or action you take in response to the loss or theft of your credit card.
Remember, most banks have zero liability policies for fraudulent charges, so you shouldn’t be held responsible for any unauthorized charges. Reporting the loss as soon as possible is important to minimize the potential impact of credit card fraud.
What To Do After Reporting your Loss Credit Card
After reporting a lost or stolen credit card, there are several additional steps you should take to protect yourself:
- Update automatic payments: If you have automatic payments set up for any of your bills using your lost or stolen credit card, be sure to update your payment information to prevent any lapses or late payments.
- Keep a close eye on your credit report: Monitoring your credit report regularly can help you spot any unauthorized activity on your account, and can also help you identify any errors that may need to be corrected.
- Review your bank statements: Review your bank statements closely to ensure that all transactions are accurate and legitimate. If you find any fraudulent transactions, report them immediately to your bank.
- Consider a credit freeze: If you’re concerned about further unauthorized activity on your credit report, you may want to consider placing a credit freeze, which can prevent new accounts from being opened in your name.
- Take precautions for future security: Consider setting up fraud alerts or credit monitoring services. To help you stay vigilant about any unusual activity on your accounts. Additionally, be careful about sharing personal information online or through email, and take steps to secure your online accounts with strong passwords.
Taking these steps can help ensure that your credit remains protected, even if your card is lost or stolen.